Medicare Supplement Plans 2026: Medigap Coverage & Costs
Medicare Supplement Plans 2026: Medigap Coverage & Costs Original Medicare covers a lot — but not everything. Deductibles, copays, and coinsurance add up fast. Medicare Supplement (Medigap) plans fill those gaps. This guide explains every plan, costs, and how to choose the right one during Open Enrollment. What Is Medigap? Private insurance that works alongside Original Medicare (Parts A + B). It pays for costs Medicare doesn't: Part A deductible, Part B deductible, copayments, coinsurance, and sometimes foreign travel emergencies. Medigap does NOT cover prescription drugs (need Part D separately), dental, vision, or long-term care. Medigap Plans Explained Plan A: Basic coverage (Part A coinsurance, Part B coinsurance, blood, hospice). Plan B: Plan A + Part A deductible. Plan C: Comprehensive (includes Part B deductible) — only for those eligible before 2020. Plan D: Similar to C minus Part B deductible. Plan F: Most comprehensive — only for pre-2020 eligible. Plan G:...